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Freehold Uber and Lyft Accident Lawyers

The rise of rideshare services like Uber and Lyft has transformed how people commute. However, with this transformation comes a new set of legal challenges, especially concerning car accidents. At Ellis Law, we aim to provide comprehensive guidance on handling car accidents involving rideshare services.

Understanding Uber and Lyft Services

Uber and Lyft operate as Transportation Network Companies (TNCs), connecting passengers with drivers through a mobile app. While convenient, this business model introduces complexities when accidents occur, primarily due to the varied insurance coverages and the involvement of multiple parties.

What Are the Key Differences From Traditional Car Accidents?

Car accidents involving Uber or Lyft differ from traditional accidents in several ways:

  • Multiple Parties Involved: Uber or Lyft companies may also be implicated in addition to the drivers and passengers.
  • Insurance Coverage: The insurance coverage applicable can vary significantly depending on whether the driver was logged into the app, en route to pick up a passenger, or carrying a passenger at the time of the accident.
  • Independent Contractors: Uber and Lyft drivers are classified as independent contractors, not employees, which can affect liability and compensation claims.

Insurance Coverage Breakdown of Uber and Lyft

Understanding the insurance coverage in an Uber or Lyft accident is crucial for determining liability and potential compensation:

  • Offline or App Off: Their personal insurance coverage applies if the driver is not logged into the app.
  • App On, No Ride Accepted: When the driver is logged into the app but hasn’t accepted a ride, Uber or Lyft provides contingent liability coverage of $50,000 per person for bodily injury, $100,000 per accident, and $25,000 for property damage.
  • En Route to Pick Up Passenger: From the moment a ride is accepted until the passenger is picked up, third-party liability coverage increases to $1 million.
  • Passenger Onboard: When the passenger is in the car, the same $1 million liability coverage applies, along with potential uninsured/underinsured motorist coverage.

What Should I Do After an Uber or Lyft Accident?

If you are involved in an accident as a passenger in an Uber or Lyft, or if you are driving for one of these services, follow these steps to protect your rights and interests:

  • Ensure Safety: Move to a safe location and check for injuries. Call emergency services if necessary.
  • Report the Accident: Notify the police and get an official report. Report the accident to Uber or Lyft through their app as well.
  • Gather Information: Collect details from all parties involved, including drivers, passengers, and witnesses. Take photos of the scene, vehicle damage, and any visible injuries.
  • Seek Medical Attention: Even if you feel fine, get a medical evaluation. Some injuries may not be immediately apparent.
  • Consult a Lawyer: Contact a personal injury lawyer experienced in rideshare accidents to guide you through the legal process.

Legal Considerations and Potential Claims

Several legal considerations come into play in the aftermath of an Uber or Lyft accident. Depending on the circumstances, you may be able to pursue different types of claims:

  • Personal Injury Claims: As a passenger, you can file a claim against the at-fault driver’s or Uber/Lyft’s insurance.
  • Property Damage Claims: If your property was damaged in the accident, you can seek compensation from the responsible party’s insurance.
  • Uninsured/Underinsured Motorist Claims: Uber or Lyft’s uninsured/underinsured motorist coverage may apply if the at-fault driver lacks sufficient insurance.

Challenges in Uber and Lyft Accident Claims

Navigating the legal landscape of rideshare accidents can be challenging due to several factors:

  • Determining Liability: Establishing who is at fault can be complicated when multiple parties and insurance policies are involved.
  • Insurance Disputes: Insurance companies may dispute liability or the extent of coverage, leading to delays and potential claim denials.
  • Complex Legal Framework: The legal framework governing rideshare services is evolving, with varying state and local regulations that can impact your case.

Determining Fault and Liability in Uber and Lyft Accidents

One of the most intricate aspects of Uber and Lyft accidents is determining fault and liability. Liability may fall on the rideshare driver, another driver, the company, or even a third party, such as a vehicle manufacturer. New Jersey follows a comparative negligence rule, which means your compensation can be reduced if you are found partially at fault for the accident. Having skilled legal representation to navigate these complexities and build a strong case is essential.

Dealing With Insurance Companies

Insurance companies, including those representing Uber and Lyft, often have extensive legal resources to minimize payout amounts. As a result, dealing with them can be daunting without proper legal support. Ellis Law can help level the playing field by handling all communications and negotiations with insurance companies on your behalf.

Types of Compensation Available

Victims of rideshare accidents may be entitled to various forms of compensation, including:

  • Medical Expenses: Coverage for current and future medical bills related to the accident.
  • Lost Wages: Compensation for income lost due to the inability to work post-accident.
  • Pain and Suffering: Non-economic damages for physical pain and emotional distress caused by the accident.
  • Property Damage: Reimbursement for repairs or replacement of damaged property.

How Ellis Law Can Help

At Ellis Law, we have extensive experience handling car accident cases, including those involving rideshare services. Here’s how we can assist you:

  • Comprehensive Case Evaluation: We will thoroughly review the details of your accident to determine the best course of action.
  • Insurance Negotiations: Our team will handle communications with insurance companies.
  • Legal Representation: If necessary, we will represent you in court to fight for your rights.
  • Guidance: We stay updated on the latest developments in rideshare regulations to provide informed legal advice.

Car accidents involving Uber or Lyft present unique challenges, but with the right legal support, you can navigate these complexities. If you are in such a situation, our experienced lawyers at Ellis Law are here to help. Contact us today for a consultation, and let us guide you through the legal process.

Our Freehold Uber and Lyft Accident Lawyers at Ellis Law Understand Complicated Accident Cases.

By understanding your rights and the specific dynamics of rideshare accidents, you can better protect yourself and seek justice in the event of an accident. Our Freehold Uber and Lyft accident lawyers at Ellis Law are here to help right away. Call 732-308-0200 or fill out our online form for a free consultation. Located in Freehold, New Jersey, we serve clients in Asbury Park, East Brunswick, Toms River, Middletown, Jersey City, Long Branch, Neptune, Hudson County, Union County, Essex County, Monmouth County, Marlboro, and Ocean County, as well as Brooklyn and New York City.

Meet Our Attorneys

Herb Ellis


Herbert Ellis

Jonathan Ellis


Jonathan Ellis



Amy Buchansky-Francesco

Stephen Slavoff, Jr.


Stephen Slavoff, Jr.

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