Union County Car Accident Lawyers
Car accidents quickly create negative consequences for those involved, from medical emergencies to long-term financial burdens. The aftermaths involve dealing with medical providers, insurance companies, and repair shops, all while trying to recover physically and emotionally. In these situations, many individuals choose to seek legal guidance to protect their rights and pursue compensation for their losses.
Whether the collision involves multiple vehicles, a pedestrian, or a bicyclist, the legal and insurance issues can be difficult to address without a comprehensive approach. At Ellis Law, our Union County car accident lawyers work with clients to assess the facts, evaluate available evidence, and pursue appropriate claims through negotiation or litigation when necessary.
What Are the Most Common Causes of Car Accidents in Union County?
Identifying the cause is important because it can directly impact liability in a personal injury case. Common examples include distracted driving, speeding, driving under the influence of alcohol or drugs, failure to yield, and adverse weather conditions. Road design and maintenance issues can also contribute to collisions, as can mechanical failures or defective vehicle parts.
How Is Fault Determined After a Car Accident?
Our Union County car accident lawyers determine fault by reviewing evidence like police reports, photographs, witness statements, traffic camera footage, and vehicle damage assessments. However, in New Jersey, the “comparative negligence” rule applies; determining fault accurately is necessary for achieving an impartial outcome.
How Does Comparative Negligence Affect Compensation?
Under New Jersey’s comparative negligence law, an injured person can recover damages as long as they are not more than 50% responsible for the accident. If they are partially at fault, their compensation is reduced in proportion to their percentage of fault. For example, if they are found to be 20% at fault, their award is reduced by that amount.
What Damages Can Be Recovered in a Car Accident Claim?
Compensation may include medical expenses, lost wages, future loss of earning capacity, property damage, and pain and suffering. The specific damages available depend on injury severity, the impact on the individual’s daily life, and the evidence supporting the claim.
How Do Insurance Companies Handle Car Accident Claims?
Insurance companies typically begin by reviewing the claim form, the police report, and any supporting documents. They may also request recorded statements, conduct interviews, and send adjusters to inspect the vehicles involved. Their goal is often to minimize the payout, which is why our Union County car accident lawyers advise claimants to be careful about what they say and to provide only factual, necessary information during the claims process.
What Is the Statute of Limitations for Car Accident Claims in New Jersey?
In New Jersey, the statute of limitations for most personal injury claims related to car accidents is two years from the date of the accident. Missing that deadline can result in losing the right to pursue compensation, so timely legal action is important.
Can a Car Accident Claim Be Resolved Without Going to Court?
Yes, the majority of these claims are resolved through settlement negotiations between the parties involved, often with the assistance of lawyers. Settlements can occur at various stages, sometimes before a lawsuit is filed, or after litigation begins but before trial. However, if an agreement cannot be reached, our Union County car accident lawyers can represent you in a trial.
What Role Does Medical Documentation Play in a Car Accident Claim?
Medical documentation provides evidence of the injuries sustained, the treatment received, and the expected future impact on health and quality of life. Detailed records from doctors, hospitals, and other healthcare providers can substantiate the severity of injuries and the costs associated with them. Without properly sourced and vetted medical evidence, obtaining fair compensation is much more difficult.
Are There Special Considerations for Accidents Involving Commercial Vehicles?
Accidents involving commercial vehicles tend to be more complex. They can involve multiple liable parties, such as the driver, the employer, the vehicle owner, or a maintenance provider. There may also be additional regulations and insurance requirements that affect the claim. These cases require careful investigation into company policies, driver logs, and vehicle maintenance records.
How Long Does It Take to Resolve a Car Accident Claim?
The time required to resolve a claim can vary widely depending on the facts of the case, the severity of the injuries, and the willingness of the parties to negotiate. Some cases settle in a few months, while others may take years if they go to trial. Delays can occur due to disputes over fault, the extent of injuries, or the amount of damages sought.
What Happens if the At-Fault Driver Is Uninsured or Underinsured?
When the at-fault driver has no insurance or insufficient coverage, an injured party may be able to file a claim under their own uninsured or underinsured motorist coverage. This type of coverage can help pay for medical expenses, lost income, and other damages, but the process requires detailed proof of losses.
Why Might a Claim Be Denied by an Insurance Company?
Claims can be denied for various reasons, including disputes over liability, insufficient evidence, policy exclusions, or missed deadlines for filing paperwork. Some denials are based on the insurance company’s interpretation of policy language. A denial does not necessarily mean the end of the process, as there may be options to appeal or pursue legal action.
What Should I Know About Hiring a Lawyer for a Car Accident Case?
A car accident lawyer can evaluate the strength of your case and advise you about its potential value. If you choose to work with one, they can gather and present evidence, file the claim properly, and negotiate with insurance companies. Legal representation can be particularly helpful when fault is disputed, injuries are severe, or the claim involves multiple parties.
Union County Car Accident Lawyers at Ellis Law Help Clients Achieve Successful Claim Outcomes
Do you need legal advice for a car accident claim? Contact our Union County car accident lawyers at Ellis Law today. Call 732-308-0200 or contact us online for a free consultation. We have offices in New Jersey and New York and serve clients throughout both states.
