Neptune Township Car Accident Lawyers

Car accidents are an unfortunate reality on the roads of Neptune Township. These incidents range from minor fender-benders to severe collisions that result in significant injuries and property damage. In addition to the physical and emotional impact, car accidents can lead to financial burdens from medical bills, car repairs, and lost wages.  

The legal issues surrounding car accidents can be complicated, involving questions about who is at fault, what compensation is available, and how to proceed with a claim. The Neptune Township car accident lawyers at Ellis Law are experienced in helping individuals involved in car accidents in Neptune Township and are eager to answer your questions.

What Are the Common Causes of Car Accidents?

Car accidents can happen for many reasons, often due to the negligence of one or more drivers. Distracted driving, such as using a cell phone, adjusting the radio, or engaging in other activities that take attention away from the road, significantly increases the risk of a collision.

Speeding is another common cause, as exceeding the limit reduces the time available for a driver to react to sudden changes in road conditions, making accidents more likely and potentially more severe. Drivers who speed in poor weather conditions present have even higher risks for causing crashes.

Driving under the influence of alcohol or drugs is another main cause of collisions. It impairs a driver’s ability to make sound judgments, maintain control of the vehicle, and respond quickly to hazards on the road.

Reckless driving, which includes aggressive behaviors such as tailgating, unsafe lane changes, and running red lights, also contributes to a significant number of accidents. Poor weather conditions and vehicle defects like brake malfunctions or tire blowouts can play a role in causing accidents.

Who Is Liable for a Car Accident in Neptune Township?

Car accident liability typically falls on one or more of the following:

• The At-Fault Driver: If one driver was speeding, distracted, or otherwise behaving negligently, they may be held responsible for the accident.
• Vehicle Manufacturer and Mechanics: If a mechanical defect, poor workmanship, or faulty part contributed to the accident, a manufacturer or mechanic could be held liable.
• Government Entities: If the accident was caused by poor road maintenance, faulty traffic signals, or other roadway hazards, a government agency may be liable.

Our Neptune Township car accident lawyers can investigate your case, gather evidence, and work to establish liability for your crash.

What Compensation Is Available After a Car Accident?

Following a car accident, you may be eligible for various forms of compensation depending on the extent of their injuries and other losses. Compensation may cover medical expenses, including costs for emergency care, surgeries, hospital stays, rehabilitation, and any ongoing or future medical needs that resulted from the injuries. When injuries prevent a person from working, compensation for lost wages may also be available.

In addition to financial losses, individuals may receive compensation for pain and suffering, including physical pain, emotional distress, and a diminished quality of life. Property damage claims can also be pursued to recover the costs associated with repairing or replacing a damaged vehicle.

In the unfortunate event that a car accident leads to a fatality, the family of the deceased may be entitled to wrongful death compensation, which can help cover funeral expenses, loss of companionship, and other related losses that result from the tragedy.

How Do New Jersey’s Laws Affect My Car Accident Claim?

New Jersey is a no-fault insurance state, which means that individuals involved in car accidents typically file claims with their own insurance company, regardless of who was at fault. Personal Injury Protection (PIP) coverage is used to pay for medical expenses and other out-of-pocket costs. However, you can still pursue a claim against the at-fault driver when certain thresholds are met, such as sustaining a permanent injury or incurring medical bills that exceed the limits of their PIP coverage.

New Jersey’s comparative fault law allows individuals to recover damages in a car accident if they are less than 50% at fault, with compensation reduced by their percentage of fault.

What Should I Do if the Other Driver Does Not Have Insurance?

If the at-fault driver lacks insurance, or if their insurance coverage is insufficient to cover your damages, Uninsured/Underinsured Motorist (UM/UIM) coverage may provide compensation. UM/UIM coverage is typically part of a standard auto insurance policy in New Jersey and can help pay for medical expenses, lost wages, and other damages. In such cases, it may still be beneficial to consult with our Neptune Township car accident lawyers to determine the best course of action.

How Can a Lawyer Help with a Car Accident Case?

A lawyer can assist in many ways following a car accident. They can investigate the circumstances of the accident by gathering evidence, such as police reports, witness statements, and photographs of the scene. This evidence can be used to establish liability and build a compelling case.

Our Neptune Township car accident lawyers handle communications with insurance companies, aiming to negotiate a fair settlement on your behalf. If a settlement cannot be reached, we can provide legal representation in court, presenting evidence and arguing your case.

How Long Do I Have to File a Car Accident Claim in New Jersey?

In New Jersey, the statute of limitations for filing a personal injury claim following a car accident is generally two years from the date of the accident. Failing to file within this time frame can result in losing the right to pursue compensation. Special rules apply if the claim involves a government entity, requiring notice of the claim within 90 days of the accident. Our Neptune Township car accident lawyers can help you avoid missing important deadlines.

The Neptune Township Car Accident Lawyers at Ellis Law Treat Clients with Respect and Skilled Legal Guidance

The experienced Neptune Township car accident lawyers at Ellis Law can help you understand your legal rights and pursue the compensation you deserve. For a free consultation, call our Freehold, New Jersey, office at 732-308-0200 or submit our online form. We serve clients in Asbury Park, East Brunswick, Toms River, Middletown, Jersey City, Long Branch, Neptune, Hudson County, Union County, Essex County, Monmouth County, Marlboro, and Ocean County, as well as Brooklyn and New York City.